:root{--bip-green:#168f57;--bip-green-dark:#0b7046;--bip-orange:#f47b16;--bip-dark:#172333;--bip-text:#566273;--bip-line:#dce6e1;--bip-soft:#f4f8f6;--bip-white:#fff}
.bip-page,.bip-page *{box-sizing:border-box}.bip-page{background:var(--bip-soft);color:var(--bip-dark);font-family:inherit}.bip-page a{text-decoration:none}.bip-mobile{display:none}.bip-desktop{display:block;padding:38px 22px 70px}.bip-wrap{width:min(1180px,100%);margin:auto}
.bip-hero{display:grid;grid-template-columns:minmax(0,1.15fr) minmax(340px,.85fr);overflow:hidden;border:1px solid var(--bip-line);border-radius:28px;background:#fff;box-shadow:0 22px 60px rgba(23,35,51,.08)}.bip-hero-copy{padding:58px}.bip-kicker{display:flex;align-items:center;gap:10px;margin-bottom:17px;color:var(--bip-green);font-size:12px;font-weight:850;letter-spacing:.13em;text-transform:uppercase}.bip-kicker:before{content:"";width:28px;height:3px;border-radius:99px;background:var(--bip-orange)}.bip-hero h1{margin:0;font-size:clamp(42px,4vw,62px);line-height:1.04;letter-spacing:-.045em;color:var(--bip-dark)}.bip-hero h1 em{font-style:normal;color:var(--bip-green)}.bip-hero p{max-width:650px;margin:22px 0 0;color:var(--bip-text);font-size:18px;line-height:1.7}.bip-actions{display:flex;flex-wrap:wrap;gap:11px;margin-top:28px}.bip-btn{display:inline-flex;align-items:center;justify-content:center;min-height:50px;padding:0 22px;border:1px solid transparent;border-radius:13px;font-size:14px;font-weight:850}.bip-btn.primary{color:#fff;background:var(--bip-green)}.bip-btn.secondary{color:var(--bip-dark);border-color:var(--bip-line);background:#fff}.bip-btn.orange{color:#fff;background:var(--bip-orange)}
.bip-visual{position:relative;display:flex;align-items:center;justify-content:center;padding:42px;background:linear-gradient(145deg,var(--bip-green),var(--bip-green-dark));color:#fff}.bip-visual-card{width:min(340px,100%);padding:24px;border:1px solid rgba(255,255,255,.25);border-radius:24px;background:rgba(255,255,255,.13);box-shadow:0 24px 60px rgba(0,0,0,.17);backdrop-filter:blur(10px)}.bip-icon{display:grid;place-items:center;width:60px;height:60px;border-radius:18px;color:var(--bip-green);background:#fff}.bip-icon svg{width:30px;height:30px;fill:none;stroke:currentColor;stroke-width:1.9;stroke-linecap:round;stroke-linejoin:round}.bip-visual-card h2{margin:20px 0 8px;color:#fff;font-size:26px}.bip-visual-card p{margin:0;color:rgba(255,255,255,.78);font-size:14px;line-height:1.6}.bip-mini-grid{display:grid;grid-template-columns:1fr 1fr;gap:9px;margin-top:18px}.bip-mini{padding:13px;border-radius:13px;background:rgba(255,255,255,.1);font-size:12px;font-weight:750}
.bip-section{margin-top:30px;padding:36px;border:1px solid var(--bip-line);border-radius:24px;background:#fff;box-shadow:0 13px 36px rgba(23,35,51,.055)}.bip-section-head{max-width:760px;margin-bottom:24px}.bip-section-head span{color:var(--bip-green);font-size:11px;font-weight:850;letter-spacing:.12em;text-transform:uppercase}.bip-section-head h2{margin:8px 0 0;font-size:31px;line-height:1.2;letter-spacing:-.03em}.bip-section-head p{margin:11px 0 0;color:var(--bip-text);font-size:15px;line-height:1.7}.bip-grid-2{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:16px}.bip-grid-3{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:16px}.bip-card{padding:22px;border:1px solid var(--bip-line);border-radius:18px;background:#fbfdfc}.bip-card .bip-card-icon{display:grid;place-items:center;width:44px;height:44px;border-radius:13px;color:var(--bip-green);background:#eaf7f0}.bip-card .bip-card-icon svg{width:22px;height:22px;fill:none;stroke:currentColor;stroke-width:2;stroke-linecap:round;stroke-linejoin:round}.bip-card h3{margin:15px 0 7px;font-size:17px}.bip-card p,.bip-card li{color:var(--bip-text);font-size:14px;line-height:1.65}.bip-card p{margin:0}.bip-card ul{margin:10px 0 0;padding-left:18px}.bip-card li+li{margin-top:7px}
.bip-legal-layout{display:grid;grid-template-columns:280px minmax(0,1fr);gap:22px;margin-top:30px}.bip-toc{position:sticky;top:105px;align-self:start;padding:22px;border:1px solid var(--bip-line);border-radius:20px;background:#fff}.bip-toc strong{display:block;margin-bottom:13px}.bip-toc a{display:block;padding:10px 12px;border-radius:10px;color:var(--bip-text);font-size:13px;font-weight:700}.bip-toc a:hover{color:var(--bip-green);background:#edf8f3}.bip-legal{padding:34px;border:1px solid var(--bip-line);border-radius:22px;background:#fff}.bip-legal article+article{margin-top:28px;padding-top:28px;border-top:1px solid #e8eeeb}.bip-legal h2{margin:0 0 11px;font-size:23px}.bip-legal p,.bip-legal li{color:var(--bip-text);font-size:15px;line-height:1.75}.bip-legal p{margin:0 0 12px}.bip-legal ul{margin:0;padding-left:21px}.bip-note{margin-top:24px;padding:18px 20px;border-left:4px solid var(--bip-orange);border-radius:14px;background:#fff5eb;color:var(--bip-dark);font-size:14px;line-height:1.6}
.bip-contact-grid{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:16px}.bip-contact-card{padding:25px;border:1px solid var(--bip-line);border-radius:19px;background:#fbfdfc}.bip-contact-card h3{margin:15px 0 7px;font-size:18px}.bip-contact-card p{margin:0 0 16px;color:var(--bip-text);font-size:14px;line-height:1.6}.bip-contact-card a{color:var(--bip-green-dark);font-weight:850}.bip-faq{display:grid;gap:11px}.bip-faq details{border:1px solid var(--bip-line);border-radius:15px;background:#fbfdfc}.bip-faq summary{cursor:pointer;padding:17px 19px;font-weight:800}.bip-faq p{margin:0;padding:0 19px 18px;color:var(--bip-text);font-size:14px;line-height:1.65}
.bip-cta{display:flex;align-items:center;justify-content:space-between;gap:28px;margin-top:30px;padding:38px 42px;border-radius:23px;color:#fff;background:var(--bip-dark)}.bip-cta h2{margin:0;color:#fff;font-size:29px}.bip-cta p{margin:7px 0 0;color:rgba(255,255,255,.7)}.bip-cta .bip-actions{margin:0;flex-wrap:nowrap}.bip-cta .secondary{color:#fff;border-color:rgba(255,255,255,.28);background:rgba(255,255,255,.07)}
@media(max-width:767px){.bip-desktop{display:none!important}.bip-mobile{display:block!important;padding:13px 13px 94px}.bip-mobile-shell{max-width:520px;margin:auto}.bip-mhero{padding:26px 18px 20px;border-radius:23px;text-align:center;color:#fff;background:linear-gradient(145deg,var(--bip-green),var(--bip-green-dark));box-shadow:0 14px 34px rgba(8,117,69,.19)}.bip-mhero .bip-icon{width:52px;height:52px;margin:0 auto 14px;border-radius:16px}.bip-mhero small{display:block;color:rgba(255,255,255,.75);font-size:10px;font-weight:850;letter-spacing:.11em;text-transform:uppercase}.bip-mhero h1{margin:8px 0 0;color:#fff;font-size:28px;line-height:1.14;letter-spacing:-.035em}.bip-mhero p{margin:11px 0 0;color:rgba(255,255,255,.8);font-size:13px;line-height:1.55}.bip-m-actions{display:grid;grid-template-columns:1fr 1fr;gap:8px;margin-top:17px}.bip-m-actions .bip-btn{min-height:44px;padding:0 10px;font-size:12px}.bip-m-actions .secondary{color:var(--bip-green-dark)}.bip-mpanel{margin-top:14px;padding:18px 14px;border:1px solid var(--bip-line);border-radius:20px;background:#fff;box-shadow:0 9px 25px rgba(23,35,51,.05)}.bip-mpanel header{text-align:center}.bip-mpanel header span{color:var(--bip-green);font-size:9px;font-weight:850;letter-spacing:.11em;text-transform:uppercase}.bip-mpanel header h2{margin:6px 0 0;font-size:21px;line-height:1.23}.bip-mpanel header p{margin:8px 0 0;color:var(--bip-text);font-size:11px;line-height:1.5}.bip-mlist{display:grid;gap:9px;margin-top:15px}.bip-mitem{display:grid;grid-template-columns:42px minmax(0,1fr);align-items:center;gap:11px;padding:11px;border:1px solid #e6ece8;border-radius:14px;background:#fbfdfc}.bip-mitem .bip-icon{width:42px;height:42px;border-radius:12px}.bip-mitem .bip-icon svg{width:20px;height:20px}.bip-mitem h3{margin:0;font-size:14px}.bip-mitem p{margin:3px 0 0;color:var(--bip-text);font-size:11px;line-height:1.4}.bip-mlegal{display:grid;gap:9px;margin-top:15px}.bip-mlegal article{padding:14px;border:1px solid #e6ece8;border-radius:14px;background:#fbfdfc}.bip-mlegal h3{margin:0 0 7px;font-size:15px}.bip-mlegal p,.bip-mlegal li{color:var(--bip-text);font-size:11px;line-height:1.55}.bip-mlegal p{margin:0 0 8px}.bip-mlegal ul{margin:0;padding-left:17px}.bip-mcontact{display:grid;gap:9px;margin-top:15px}.bip-mcontact .bip-mitem{grid-template-columns:42px minmax(0,1fr)}.bip-mcontact a{color:var(--bip-green-dark);font-size:12px;font-weight:850}.bip-mcta{margin-top:14px;padding:20px 15px;border-radius:20px;text-align:center;background:#fff4e9;border:1px solid #f2d4b8}.bip-mcta h2{margin:0;font-size:20px}.bip-mcta p{margin:7px 0 14px;color:var(--bip-text);font-size:11px}.bip-mcta .bip-btn{display:flex;width:100%;min-height:44px;margin-top:8px;font-size:12px}}